I am in the process of switching banks due to my first bank not working for (or with) me, just one step in my New Me financial journey. For the past several months I have been using (and loving!) YNAB as my budgeting program and it has been so helpful in planning and saving and making me more aware of what I have to work with. I am looking forward to continuing that personal and financial growth.

The other day I jumped on the 1001 Day Project bandwagon. One of my goals is to use only cash for groceries (no debit cards) for a period of one month. The hope is that I will learn that it really isn’t so scary after all not having that "cushion" and safety knowing there’s more money in the account if I need it. Additional hopes are that I will finally get started on a price book so I will have a rough idea of what my groceries should be costing me before I get to the checkout, and that with the increased use of cash, there will also be an increase in coins. Actually that cash-coin thing isn’t a hope. It’s pretty much a given. Those coins are going to find themselves all snug and cozy with other coins in a jar. At the end of the 1,001 days, I will counts those coins, faint from excited delirium, and then recover and take them to the bank to deposit straight into my savings (or emergency fund if I haven’t yet reached my goal amount).

Savings coins works for me. I’ve done it in the past on a much smaller scale so I’m very excited about a 2.75-year coin-saving spree. Bring it on! Head over to We Are THAT Family for more tips, ideas, and examples from over 225 other bloggers.

PS: Blogsome ate my previous attempt at this point. It was much more eloquent and flowing and less non-eloquent and choppy but I have a nap calling my name and a clock that keeps reminding me I only have three hours before I have to be sitting at my desk at work for night shift. I can’t re-do eloquent or flowing today.